Specialist Self-Employed Mortgage Advisors Serving Liverpool and Merseyside
Securing a mortgage when you’re self-employed doesn’t have to be complicated. Revolution Financial Services specialises in self-employed mortgages across Liverpool.
We help contractors, freelancers, sole traders, and limited company directors access competitive rates with lenders who understand your income.
Based in Wirral and Merseyside, we serve self-employed professionals throughout the city, from the Baltic Triangle to North Liverpool and the suburbs. With over 50 years of combined experience and whole-of-market access, our FCA-regulated advisors know which lenders accept your type of income and how to present your application for the best results.
Book your free, initial, no-obligation consultation today.
Your home maybe repossessed if you do not keep up repayments on your mortgage.
Many high street lenders require two or three years of accounts and apply complex income calculations that can reduce the amount of income available for mortgage purposes.
As specialist self-employed mortgage brokers in Liverpool, we know which lenders are flexible such as accepting one year’s of accounts or offer more generous affordability calculators. We can help maximise your borrowing by finding the best lender that matches your income and circumstances.
We help if you:
We know which lenders assess contractor income fairly, whether you work through umbrella companies, day rate contracts, or as a freelancer.
Taking dividends to minimise tax? We work with lenders who understand this structure and can use your gross salary plus dividends to maximise borrowing.
We help sole traders find lenders who recognise your earning potential, even with legitimate tax deductions reducing your declared income.
Several lenders accept just one year’s accounts. We’ll match you with the right one and strengthen your application.
We support self-employed buyers across all Liverpool postcodes, including the City Centre (L1, L2, L3), West Derby (L12), Old Swan (L13), Aigburth (L17), Allerton (L18), and Crosby. Our advisors understand local property values and what lenders look for in these postcodes.
We assess your self-employment structure, income, and deposit to give you realistic borrowing expectations and identify suitable lenders.
We review your accounts, SA302s, and tax calculations and will help with all income evidence required by the lender.
We compare rates and criteria across all lenders, including specialists who specifically support self-employed borrowers.
We prepare your application, handle lender queries, and negotiate on your behalf from application to completion.
We were so happy with the advice Brendan gave us!
Very accessible and made the process smoother!
We both were delighted with Brendan’s services and would highly recommend him!
Nothing was too much, all questions were answered within 10 minutes of us sending a message! Absolutely brilliant! No issues at all, I would highly recommend!
Would put Brendan’s name forward to anyone who mentions needing a financial advisor. Made everything smooth and seamless.
Our financial advisor was really helpful throughout our buy process and we would definitely recommend him to any we know that is planning on buying a house.
Brendan was excellent whilst helping myself and partner get a mortgage. He always seems to find a way round any complications no matter what they are. I always recommend him to anyone trying to buy a home or remortgage
We cannot thank you enough for everything you have done with this process. You have been excellent and we will be sure to recommend you to all of our friends.
Yes. We work with lenders who accept one year’s trading history, though you’ll typically need a strong deposit and clean credit history.
Most average your net profit over two years, though some accept one year. Limited company directors can often use salary plus dividends. We know how each lender calculates income.
Typically two years’ SA302s, tax year overviews, and business bank statements. Limited company directors may need company accounts. We’ll provide a full checklist for your circumstances.
With the right lender and strong application, self-employed borrowers can access the same competitive rates as employed applicants. High street lenders do not offer higher rates because you are self employed.
Typically 8-12 weeks from application to completion, similar to standard mortgages. We manage the process to avoid delays.
Ready to speak to a specialist self-employed mortgage broker in Liverpool? We offer a free, no-obligation consultation.
Call us: 0330 133 3071
Email: enquiries@revolutionfs.co.uk
Or fill out our contact form and we’ll be in touch within 24 hours.
Revolution Financial Services is an independent, FCA-regulated mortgage and financial advice firm based in Wirral and Liverpool. We provide expert mortgage advice across Liverpool, Wirral, Merseyside, and the wider North West
With over 50 years of combined experience, our advisors understand the unique challenges self-employed buyers face and know exactly which lenders will support your application.